Motor Insurance
- Road Traffic Act (RTA)
- Full Third Party
- Full Third Party, Fire & Theft Insurance
- Comprehensive
Bonds
- Construction Bonds
- Advance Payment Bonds
- Performance Bonds
- Bid Bonds
- Zimra Bonds
Business Protection Insurance
- Covers loss of cash, cheques due to insured perils on the premises and or in transit
- Covers accidental damage of internal and external glass, lettering on the glass or glass ornamentals
- Covers accidental damage or damage to property whilst in transit by rail road or air
Engineering Insurance
- Machinery breakdown &loss of profits
- Deterioration of stock
- Electronic equipment
- Plant all risks
- Contractors risks
Farming Insurance
Risk management mechanisms put in place to compensate farmers for losses due to natural calamities such as floods, droughts, and outbreaks of pests and diseases or due to declines in the prices of agricultural commodities.
Home Insurance
- Fire
- Theft
- Accidental damage
- Damage of fixed glass
- Accidental damage of electrical appliances
Group Personal Accident Insurance
An insurance policy that provides coverage to a group of individuals, typically employees of an organisation, against accidents leading to death or disability. Apart from this, it also covers medical expenses incurred due to accidents.
Employer's Liability Insurance
An insurance policy that handles claims from workers who have suffered a job-related injury or illness not covered by workers' compensation.
Directors and Officer's Liability Insurance
Insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of such a suit.
Goods in Transit
Designed to protect sellers and buyers in the event of a loss of a shipment. It is a type of insurance that covers inventory and other merchandise that is being transported, but has not been received by the purchaser because it has been lost, damaged or destroyed.
Nyaradzo Funeral Policy
A funeral policy eases financial distress. It can allow you and your family to spend more time on funeral arrangements and offering each other emotional support, instead of worrying about the money needed to cover funeral costs. It is a way of paying in advance for funeral expenses so that when the unfortunate event happens one wiould be prepared for it.
Marine Insurance
- Covers loss or damage to ships, motor boats, yachts, machinery and equipment thereon
- Covers deterioration or loss of or damage to cargo carried by land or sea.
Product Liability
A field of law that accounts for the responsibility of producers, manufacturers, suppliers, and other stakeholders who avail products to the general public for the injuries those products cause the public. Most of these claims are associated with negligence, breach of warranty, strict liability in addition to other forms of consumer protection claims. These laws are determined at the National level. A product liability and negligence claim justified by the product having either a manufacturer’s defect, a designing defect, or failure to warn the consumer.